Social Security Disability Benefits for Adults
What is the benefit and am I candidate?
The benefit is a monthly check designed to help you get by during the period of your long term disability (12 months or more). Once you put in an application, Social Security will do a preliminary screening to determine whether you are a candidate for the benefit. In general, you will be considered a candidate for Social Security Disability benefits (SSDI and/or SSI) programs if you fit into any one or more of the following groups:
You worked and paid taxes on your earnings for a good portion of the 10 years before you became disabled, fewer years if you are under 30;
You have been disabled since before you turned 22 and one or both of your parents worked and has passed away or is receiving disability and/or retirement benefits from Social Security;
You are extremely poor and, if married, household income is very low. (If single – fewer than $2,000 in non-exempt assets; if married, fewer than $3,000 in non-exempt assets); or
You are the surviving spouse of a deceased wage earner and you are claiming disability within seven years of your spouse’s passing and/or within seven years of your minor aged children reaching majority, and you are at least 50 years old but not yet 60.